Flexible Spending Accounts

Health Care FSA

Why choose the health care FSA?


Tax savings

Health Care FSA

How it works


  • Money is deducted from your paycheck on a pre-tax basis and deposited into a special FSA account with ASI Flex
    • Elect between $7.70 and $105.76 per pay period (2022 - subject to change in 2023)
    • Use this calculator to estimate possible savings
  • When you have qualified expenses, either pay for them with your FSA debit card, or claim the money for reimbursement by check or direct deposit

Health Care FSA

What's the catch?


  • If you participate in the health care FSA, IRS rules say you cannot elect the HSA medical plan
  • FSA money is use-it-or-lose-it, so you must plan wisely. 
    • If you don't have enough expenses to claim by the annual deadline - or it you fail to claim the money by the annual deadline (or within 90 days after you separate from employment, which ever comes first) - you'll lose the money.*

*  See Claims Deadlines tab for details

Dependent Daycare FSA

Why Choose the dependent daycare FSA?


Tax Savings

  • The dependent daycare flexible spending account (FSA) allows you to pay for certain daycare expenses on a pre-tax basis for your qualifying dependents who are either under age 13, or for older and are incapable of self care and living with you at least 8 hours per day
    • Day care
    • Babysitting
    • General purpose day camps
  • By paying for the expenses on a pre-tax basis, you generally save more tax money than you would by claiming a credit on your tax return

Dependent Daycare FSA

How it works


  • You pay for your qualifying dependent care expenses up front
  • Money is deducted from your paycheck on a pre-tax basis and deposited into a special FSA account with ASI Flex
    • You can elect between $7.70 and $192.30 per pay period (2022 - subject to change in 2023) 
  • ASI Flex now offers a convenient Recurring Direct Pay Program (NEW) or
  • You can submit proof of qualifying expenses to ASI Flex and ASI Flex will reimburse you from your available account funds either by check or direct deposit

Dependent Daycare FSA

What's the catch?


  • You need to be prepared to pay the money to daycare providers up front while money is coming from your paycheck to build up your account
  • Daycare providers must provide you with proof of your payments, which you'll report on Form 2441 when you file your taxes
  • FSA money is use-it-or-lose-it, so you must plan wisely. 
    • If you don't have enough expenses to claim by the annual deadline - or it you fail to claim the money by the annual deadline (or within 90 days after you separate from employment, which ever comes first) - you'll lose the money *
  • Care cannot be provided by
    • A dependent
    • Your spouse
    • Your child under the age of 19
  • Care cannot be provided while you are not at work

*  See Claims Deadlines tab for details

Claim Deadlines

2022 Claim Deadlines


  • Incur eligible expenses by the earlier of
    • March 15, 2023 or
    • Your last day of employment if you separate from employment
  • Claim your money by the earlier of
    • March 31, 2023 or
    • 90 days after the date you leave the FSA program


If you're looking for ways to spend health care FSA contributions, visit the FSA Store for access to hundreds of qualifying items.

FSA Plan Year

Different plan year than other benefits

  • The City's Flexible Spending Account plan year is January 1 - December 31 with a fall open enrollment
    • All other City insurance programs have a July 1 - June 30 plan year with a spring open enrollment

Contact the Benefits team

520-791-4597
benefitquestions@tucsonaz.gov

Alejandra Fisher
Cigna Well-Being Coordinator
520-837-4171
Alejandra.Fisher@Cigna.com 

Melissa Soto-Gonzalez
Cigna Client Service Partner
520-837-4180
Melissa.Soto-Gonzalez@Cigna.com

Contact ASI Flex

800-659-3035

www.asiflex.com


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