Flexible Spending Accounts

Health Care FSA

Why choose the health care FSA?


Tax savings

Health Care FSA

How it works


  • Money is deducted from your paycheck on a pre-tax basis and deposited into a special FSA account with ASI Flex
    • Elect between $7.70 and $105.76 per pay period (2021 - subject to change in 2022)
    • Use this calculator to estimate possible savings
  • When you have qualified expenses, either pay for them with your FSA debit card, or claim the money for reimbursement by check or direct deposit

Health Care FSA

What's the catch?


  • If you participate in the health care FSA, IRS rules say you cannot elect the HSA medical plan
  • FSA money is use-it-or-lose-it, so you must plan wisely. 
    • If you don't have enough expenses to claim by the annual deadline - or it you fail to claim the money by the annual deadline (or within 90 days after you separate from employment, which ever comes first) - you'll lose the money.*

*  See Claims Deadlines tab for details

Dependent Daycare FSA

Why Choose the dependent daycare FSA?


Tax Savings

  • The dependent daycare flexible spending account (FSA) allows you to pay for certain daycare expenses on a pre-tax basis for your qualifying dependents who are either under age 13, or for older and are incapable of self care and living with you at least 8 hours per day
    • Day care
    • Babysitting
    • General purpose day camps
  • By paying for the expenses on a pre-tax basis, you generally save more tax money than you would by claiming a credit on your tax return

Dependent Daycare FSA

How it works


  • You pay for your qualifying dependent care expenses up front
  • Money is deducted from your paycheck on a pre-tax basis and deposited into a special FSA account with ASI Flex
    • You can elect between $7.70 and $192.30 per pay period (2021 - subject to change in 2022) 
  • ASI Flex now offers a convenient Recurring Direct Pay Program (NEW) or
  • You can submit proof of qualifying expenses to ASI Flex and ASI Flex will reimburse you from your available account funds either by check or direct deposit

Dependent Daycare FSA

What's the catch?


  • You need to be prepared to pay the money to daycare providers up front while money is coming from your paycheck to build up your account
  • Daycare providers must provide you with proof of your payments, which you'll report on Form 2441 when you file your taxes
  • FSA money is use-it-or-lose-it, so you must plan wisely. 
    • If you don't have enough expenses to claim by the annual deadline - or it you fail to claim the money by the annual deadline (or within 90 days after you separate from employment, which ever comes first) - you'll lose the money *
  • Care cannot be provided by
    • A dependent
    • Your spouse
    • Your child under the age of 19
  • Care cannot be provided while you are not at work

*  See Claims Deadlines tab for details

Claim Deadlines

2021 Claims Deadlines


  • Incur eligible expenses by March 15, 2022
  • Claim your money by the earlier of
    • March 31, 2022 or
    • 90 days after the date you leave the FSA program
      • Applies to health care FSA and dependent care FSA
      • You must have a positive balance in your account, meaning you must have contributed more than you've claimed

If you're looking for ways to spend health care FSA contributions, visit the FSA Store for access to hundreds of qualifying items.

FSA Plan Year

Different plan year than other benefits

  • The City's Flexible Spending Account plan year is January 1 - December 31 with a fall open enrollment
    • All other City insurance programs have a July 1 - June 30 plan year with a spring open enrollment

Contact the Benefits team

520-791-4597

benefitquestions@tucsonaz.gov

 

Devan Gengler

Cigna Well-Being Coordinator

520-282-1806

Devan.Gengler@Cigna.com

 

Angela Reynolds

Cigna Client Service Partner

520-837-4180

Angela.Reynolds@Cigna.com

Contact ASI Flex

800-659-3035

www.asiflex.com


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