Why Choose the Dental PPO (DPP)?

• Visit any provider
  • Bigger network
  • No referrals or primary care dentist selection required
  • Even if your dentist isn't in the network, you're still able to receive services, but you'll pay a bit more to do so
    • You generally pay less by visiting providers in the network
• National coverage
  • Get coverage anywhere in the U.S.
    • This helps if you have kids at school outside of Arizona

What's the catch?

• Pay more from your paycheck
  
  • Because the DPPO provides greater flexibility, it costs more. 
    • Employees: The City pays 50% of your premium
    • Retirees: You pay 100% of dental premium
• It's a little more complicated
  • The DPPO has 3 provider tiers
    • Two tiers are in-network (DPPO Advantage and DPPO)
      
    • One tier is out-of-network
    • Visit DPPO Advantage network dentists for the biggest savings
  • Once you meet your deductible, you'll share the cost with the insurance company by paying coinsurance for most services
• There's a limit to how much the plan pays each year
  • The maximum benefit you'll receive in a year is $2,000 for a DPPO Advantage network provider, or $1,500 for  providers in the other two tiers

Plan documents

• Dental PPO Summary - AZ FY26
• Dental PPO Summary - All Other States FY26
• Dental PPO Summary - AZ FY25
• Dental PPO Summary - All Other States FY25
• Find A Dentist (search Advantage network)

Help your dentist join the network: Dental PPO Provider Nomination Form